| Mortgage Term | |||||||
| 5 yrs or less | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 129,089 | $ 117,316 | 730 | |||
| 05 | N | $ 195,747 | $ 146,561 | 492 | |||
| 06 | N | $ 279,659 | $ 260,745 | 449 | |||
| 06 | Y | $ 420,000 | $ 462,378 | 1 | |||
| 07 | N | $ 290,630 | $ 233,491 | 132 | |||
| 07 | Y | $ 182,817 | $ 182,817 | 3 | |||
| 6 - 10 yrs | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 212,420 | $ 164,379 | 83 | |||
| 05 | N | $ 155,238 | $ 150,362 | 99 | |||
| 06 | N | $ 156,656 | $ 142,462 | 139 | |||
| 07 | N | $ 200,262 | $ 166,856 | 53 | |||
| 07 | Y | $ 59,736 | $ 55,843 | 2 | |||
| 11 - 15 yrs | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 122,762 | $ 110,257 | 389 | |||
| 04 | Y | $ 66,267 | $ 74,919 | 4 | |||
| 05 | N | $ 125,362 | $ 119,231 | 377 | |||
| 05 | Y | $ 120,423 | $ 114,451 | 2 | |||
| 06 | N | $ 94,738 | $ 94,862 | 552 | |||
| 06 | Y | $ 132,174 | $ 129,993 | 4 | |||
| 07 | N | $ 103,361 | $ 114,566 | 255 | |||
| 07 | Y | $ 135,702 | $ 128,307 | 7 | |||
| 16 - 20 yrs | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 98,581 | $ 94,521 | 168 | |||
| 04 | Y | $ 140,305 | $ 139,396 | 7 | |||
| 05 | N | $ 110,276 | $ 110,882 | 180 | |||
| 05 | Y | $ 106,309 | $ 98,120 | 10 | |||
| 06 | N | $ 105,127 | $ 107,095 | 256 | |||
| 06 | Y | $ 177,293 | $ 175,015 | 8 | |||
| 07 | N | $ 111,324 | $ 118,515 | 125 | |||
| 07 | Y | $ 122,699 | $ 122,562 | 5 | |||
| 21 - 25 yrs | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 126,940 | $ 124,436 | 40 | |||
| 05 | N | $ 174,931 | $ 184,401 | 51 | |||
| 05 | Y | $ 948,650 | $ 945,832 | 3 | |||
| 06 | N | $ 149,694 | $ 151,730 | 50 | |||
| 06 | Y | $ 681,409 | $ 680,686 | 3 | |||
| 07 | N | $ 199,027 | $ 199,420 | 28 | |||
| 07 | Y | $ 227,625 | $ 237,747 | 5 | |||
| 26 - 30 yrs | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 144,232 | $ 140,546 | 3,321 | |||
| 04 | Y | $ 170,382 | $ 168,784 | 1,770 | |||
| 05 | N | $ 151,028 | $ 151,759 | 2,911 | |||
| 05 | Y | $ 178,020 | $ 179,872 | 4,677 | |||
| 06 | N | $ 158,197 | $ 160,833 | 3,325 | |||
| 06 | Y | $ 196,258 | $ 197,238 | 10,257 | |||
| 07 | N | $ 177,749 | $ 178,174 | 1,732 | |||
| 07 | Y | $ 212,317 | $ 213,246 | 4,987 | |||
| Over 30 yrs | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 163,057 | $ 158,774 | 627 | |||
| 04 | Y | $ 195,561 | $ 187,642 | 41 | |||
| 05 | N | $ 166,243 | $ 167,555 | 369 | |||
| 05 | Y | $ 190,934 | $ 189,481 | 102 | |||
| 06 | N | $ 150,395 | $ 139,619 | 262 | |||
| 06 | Y | $ 211,096 | $ 216,693 | 463 | |||
| 07 | N | $ 152,560 | $ 141,677 | 111 | |||
| 07 | Y | $ 219,349 | $ 229,137 | 240 | |||
| Total | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | % of Total | ||
| 04 | N | $ 155,107 | $ 142,048 | 6,306 | 77.6% | ||
| 04 | Y | $ 170,516 | $ 168,848 | 1,823 | 22.4% | 8,129 | |
| 05 | N | $ 153,957 | $ 148,253 | 5,168 | 51.9% | ||
| 05 | Y | $ 178,566 | $ 180,359 | 4,797 | 48.1% | 9,965 | |
| 06 | N | $ 163,020 | $ 160,711 | 5,630 | 34.4% | ||
| 06 | Y | $ 196,931 | $ 198,136 | 10,743 | 65.6% | 16,373 | |
| 07 | N | $ 171,609 | $ 168,928 | 2,633 | 33.4% | ||
| 07 | Y | $ 212,352 | $ 213,703 | 5,250 | 66.6% | 7,883 | |
| FHA & VA | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | |||
| 04 | N | $ 115,378 | $ 141,149 | 130 | |||
| 04 | Y | $ 170,725 | $ 169,551 | 2 | 132 | ||
| 05 | N | $ 134,085 | $ 124,483 | 568 | |||
| 05 | Y | $ 173,718 | $ 171,858 | 44 | 612 | ||
| 06 | N | $ 127,727 | $ 125,149 | 964 | |||
| 06 | Y | $ 168,328 | $ 161,077 | 113 | 1,077 | ||
| 07 | N | $ 132,356 | $ 130,712 | 335 | |||
| 07 | Y | $ 166,970 | $ 161,573 | 33 | 368 | ||
| Conventional, VA & FHA | |||||||
| Year | Arm | Average Mtg Amt | Average Complaint Amt | # of Cases | % of Total | ||
| 04 | N | $ 154,304 | $ 142,030 | 6,436 | 77.9% | ||
| 04 | Y | $ 170,517 | $ 168,849 | 1,825 | 22.1% | ||
| 05 | N | $ 151,988 | $ 145,895 | 5,736 | 54.2% | ||
| 05 | Y | $ 178,522 | $ 180,281 | 4,841 | 45.8% | ||
| 06 | N | $ 157,857 | $ 155,500 | 6,594 | 37.8% | ||
| 06 | Y | $ 196,633 | $ 197,749 | 10,856 | 62.2% | ||
| 07 | N | $ 167,177 | $ 164,613 | 2,968 | 36.0% | ||
| 07 | Y | $ 212,068 | $ 213,377 | 5,283 | 64.0% | ||
| VA & FHA | Conventional | ||||||
| 2004 | 1.60% | 98.40% | |||||
| 2005 | 5.79% | 94.21% | |||||
| 2006 | 6.17% | 93.83% | |||||
| 2007 | 4.46% | 95.54% | |||||